Atome – How it works



What is Atome?

Atome is a “buy now, pay later” payment facility that splits your bill into three equal payments over three months; with no additional interest or service fee. This makes it easier for you to spread your payments over 3 months. The remainder will be equally deducted from your linked card in the next two months.

How to pay using Atome?

At the check out page of, choose Atome as your preferred payment method. You’ll be redirected to the Atome payment gateway where you will be asked to scan the Atome QR code. Make your first repayment (one-third of your bill) with your credit or debit card at the time of purchase and the rest over the next two months in two equal interest-free installments. It’s that easy.

Download the App

It is advised to download the Atome app before making any purchases on You may find the app from the market place for Android and iOS, or go to the Atome website

What is the eligibility criteria

Atome is available as a payment option if you are:
– 18 years above
– posses a Malaysian-issued credit/ debit card
– currently reside in Malaysia
– valid and verifiable phone number

Are there any additional fee’s?

Atome is a free service: there are no hidden service fees or interest charges if you pay all your scheduled installments on time. We at do not charge additional fees for using the Atome facility.

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